Microfinance and cooperative software Setup support through verified merchants Tracked company onboarding
Merchant income tracker
Commission dashboard preview
Live
Maximum merchant commission 35% on onboarded companies
Assigned companies32
Active plans24
Target levelElite
Potential winsBonuses
Your merchant link appears after approval Tracked onboarding, commission, rewards
Software marketplace

One merchant program for all NewKipp business software.

Merchants can promote and onboard companies into each software brand from one portal, while every link carries the merchant code for tracking.

Subscription pricing

Plans merchants can sell to customers.

Merchants can brand this pricing section and show their assigned customer prices.

Public plan

Basic

Starter plan for microfinance operators.

₦7,950 / month
Yearly: ₦95,400
  • Customer KYC
  • Savings
  • Loans
  • Basic reports
Register on this plan
Public plan

Standard

Growth plan for microfinance operators.

₦14,950 / month
Yearly: ₦179,400
  • All Starter features
  • Accounting
  • Branch management
  • PDF reports
Register on this plan
Public plan

Premium

Enterprise plan for microfinance operators.

₦24,950 / month
Yearly: ₦299,400
  • All Growth features
  • Priority support
  • Advanced limits
Register on this plan
Merchant program

Everything is organized into one calmer workspace.

Use the tabs to review the work, income, rewards, tools, and AI value without scrolling through a crowded page.

Representative work

Represent NewKipp and onboard companies well.

You are not just sharing a link. You help businesses choose a product, register, complete setup, and start operating confidently.

Apply as merchant
Sign up Create your merchant account and complete verification.
Get trained Use NewKipp support and sales materials to speak clearly.
Work your area Receive assigned companies or bring your own leads.
Onboard properly Guide registration, payment, setup, and first use.
Merchant income

Multiple income streams, shown without noise.

Earn from onboarding, service usage, referrals, and performance when the activity qualifies.

Start earning
Subscription incomeUp to 35%Companies you bring and onboard
Bank account incomeSharedEligible account transactions
Bill payment incomeAirtime + dataEligible utility and bill usage
Merchant referral10%Clients your referred merchants bring
Levels and incentives

Give merchants a reason to keep winning.

Levels, targets, bonuses, awards, and gifts stay visible without taking over the whole page.

Starter Level path Targets in portal

Get your links and dashboard access.

Builder Level path Targets in portal

Build steady company conversations.

Growth Level path Targets in portal

Unlock support and campaign pushes.

Leader Level path Targets in portal

Compete for awards and bonuses.

Elite Level path Targets in portal

Stand out with premium rewards.

Merchant tools

Only the tools merchants need to onboard confidently.

Personal pages, tracked links, verification, dashboard records, and software catalog links stay connected in one merchant portal.

Personal landing page A shareable page for each active merchant.
Merchant dashboard Track companies, targets, and commission.
Verification Complete KYC and approval before earning.
Software catalog Promote all NewKipp software from one place.
Commission records See pending and paid commission clearly.
Referral links Refer companies and eligible merchants.
AI powered

Smarter insights. Better decisions.

AI support helps companies understand credit quality, risk, trends, fraud signals, and operational decisions inside NewKipp products.

Credit scoring Score borrowers with repayment history, savings behavior, KYC quality, and activity patterns.
Risk analysis Spot overdue pressure, weak portfolios, high-risk customers, and branches needing attention.
Trend prediction Forecast collections, deposits, member growth, bill usage, and product demand.
Fraud detection Flag unusual transfers, repeated failed attempts, suspicious account activity, and duplicate patterns.
FAQ

Built for serious onboarding partners.

Merchants can work with schools, cooperatives, community lenders, churches, market associations, and finance operators across Nigeria.

Yes. They can register, log in, complete KYC, and see their merchant dashboard. Commission earning starts after profile approval.

Yes. A company can be assigned to one or more merchants, with commission shares set by NewKipp.

Qualified merchants can earn up to 35% from subscription activity, plus eligible earnings from bank accounts, bill payments, SMS, WhatsApp, merchant referrals, and target rewards.

Commission can be created when approved subscription payments, eligible platform service usage, or approved merchant referral activity is recorded.

Yes. Merchant referral earns 10% from the clients that your referred merchant brings and onboards. It does not apply to companies NewKipp assigns to that merchant.

The program can include levels, monthly targets, bonuses, awards, wins, gifts, priority lead assignment, and recognition for top performers.

Yes. Every active merchant gets a personalized public landing page, an onboarding link, and a referral link.