Orbit Smart Banking Orbit
Cooperative | Microfinance management, beautifully organized

Run your entire Microfinance from one modern platform.

Manage savings and loans, automate repayment schedules, collect online payments, sell airtime, data and electricity bills, and give customers a branded portal.

Start 14 days free trial Contact us
Multi-Branch Installable mobile app Data import & sync Offline/Online
14 daysfree trial
4 portalsadmin, staff, member, customer
24/7online access
Live portfolio
Today at a glance
Healthy
Total savingsNGN 48.2M
Active loans1,284
Repayment rate94%
Due todayNGN 2.8M
Bill paymentsAirtime · Data · Electricity
Mobile appInstall ready
Customer portalOnline
Mobile App Bills Sync
Free trial14 days
PortalsAdmin / Staff / Customer
Mobile appInstall ready
HostingOffline + Sync
Business owner receiving payment from a customer
Daily finance made clear Customers, savings, loans, bills, and reports in one workflow.
About us

Built for daily microfinance work.

Orbit helps microfinance and cooperative teams manage members, collect savings, disburse loans, track repayments, sell bill payments, and view clear reports from one organized workspace.

1. Know every customerOpen accounts, capture KYC, group customers, and assign account officers.
2. Manage all productsSavings, thrift, ajo/esusu, loans, investments, and withdrawals.
3. Serve customers onlineCustomer portal and mobile app for applications, payments, balances, and receipts.
4. See business performanceDue payments, overdue loans, cash movement, expenses, profit, and branch reports.
What you get

A complete operating system for microfinance teams.

Everything is grouped by the way your team works: operations, members, payments, reports, mobile, and growth.

Operations Run daily finance work without jumping between spreadsheets.

Customer KYC

Photos, IDs, BVN, NIN, guarantors, groups, account officers, and statuses.

Savings products

Regular, contribution, target, thrift, rotational, cooperative savings, deposits, withdrawals, schedules, and receipts.

Loan lifecycle

Applications, approvals, disbursement, repayment schedules, penalties, and rescheduling.

Investments

Investment products, accounts, returns, balances, maturities, and statements.

Members Give customers modern self-service while staff stay in control.

Mobile app

Install-ready access with app icons, mobile menu, and customer shortcuts.

Personalized website

Every company gets a branded customer link for signup, applications, and account access.

Notifications

SMS, WhatsApp, email, and portal alerts for due loans, savings, approvals, and reminders.

Role profiles

Create staff profiles and decide exactly what each staff category can access.

Payments Collect, credit, and sell everyday services from one account center.

Bank accounts

Customer account numbers can connect to supported gateways for automatic deposit crediting.

Gateway checkout

Paystack, Monnify, Flutterwave, Providus, and Wema setup per company.

Airtime and data

MTN, Airtel, Glo, 9mobile airtime and affordable data bundle workflows.

Electricity and TV

NEPA/electricity, DSTV, GOtv, Startimes, and other bill payment services.

Reports See the numbers clearly before they become problems.

Accounting reports

Income, expenses, ledgers, cashbook, trial balance, profit and loss, balance sheet, and cashflow.

Portfolio dashboard

Due payments, overdue loans, cash movement, profit, expenses, and branch performance.

PDF exports

Export savings, loan, repayment, investment, expense, and financial reports.

Breakdowns

Open report lines to see the transactions behind profit, revenue, expenses, and balances.

Setup Start quickly, even if you already have old records or offline branches.

CSV import center

Templates for branches, customers, savings, loans, transactions, and repayments.

Offline branch mode

Run locally and sync when internet is available.

Online sync receiver

Hosted copy continues working while receiving branch packages.

Partner onboarding

Demo Merchant Network helps businesses register, start trial, activate, and begin operations.

Pricing

Choose the plan that fits your business.

Start with the plan your team needs today. You can upgrade as your branches, staff, and customers grow.

Subscription plan

Basic

₦ 7,950 95,400 /mo

Starter plan for microfinance operators.

Staff3users
Customers500profiles
Branches1locations
  • Customer KYC
  • Savings
  • Loans
  • Basic reports
Start this plan
Most selected

Standard

Popular
₦ 14,950 179,400 /mo

Growth plan for microfinance operators.

Staff15users
Customers2,500profiles
Branches2locations
  • All Starter features
  • Accounting
  • Branch management
  • PDF reports
Start this plan
Subscription plan

Premium

₦ 24,950 299,400 /mo

Enterprise plan for microfinance operators.

Staff25users
Customers6,000profiles
Branches3locations
  • All Growth features
  • Priority support
  • Advanced limits
Start this plan
Contact us

Ready to organize your finance operations?

Speak with Demo Merchant Network about setup, pricing, customer portal access, mobile app, bill payments, and reporting.

+2348011111111 WhatsApp us