Cooperative | Microfinance management, beautifully organized

Run your entire Microfinance from one modern platform.

Smart Solution, manage savings and loans, automate repayment schedules, collect online payments, sell airtime, data and electricity bills, and get a branded customer portal.

Start 14 days free trial View demo

Multi-Branch Installable mobile app Data import & sync Offline/Online

14 daysfree trial

4 portalsadmin, staff, member, merchant

35%merchant commission ready

Live portfolio

Today at a glance

Healthy

Total savings₦48.2M

Active loans1,284

Repayment rate94%

Due today₦2.8M

Bill paymentsAirtime · Data · NEPA

Mobile appInstall ready

Member portalOnline

Offline syncExport & push

Notifications SMS WhatsApp Email Portal

Gateway checkout Paystack Monnify Flutterwave Providus Wema

Mobile App Bills Sync

Free trial14 days

PortalsAdmin / Staff / Member / Merchant

Mobile appInstall ready

Hostingoffline + Sync

African shop owner receiving payment from a customer

Daily finance made clear Members, savings, loans, bills, and reports in one workflow.

About us

Built for daily microfinance work.

NewKipp helps microfinance and cooperative teams manage members, collect savings, disburse loans, track repayments, sell bill payments, and view clear reports from one organized workspace.

1. Know every member Open accounts, capture KYC, group members, and assign account officers.

2. Manage all products Savings, thrift, rotational savings, cooperative savings, loans, investments, and withdrawals.

3. Serve members online Member portal and mobile app for applications, payments, balances, and receipts.

4. See business performance Due payments, overdue loans, cash movement, expenses, profit, and branch reports.

What you get

A complete operating system for microfinance teams.

Everything is grouped by the way your team works: operations, members, payments, reports, mobile, and growth.

Operations Run daily microfinance work without jumping between spreadsheets.

Member KYC

Photos, IDs, BVN, NIN, guarantors, groups, account officers, and statuses.

Savings products

Regular, contribution, target, thrift, rotational, cooperative savings, deposits, withdrawals, schedules, and receipts.

Loan lifecycle

Applications, approvals, disbursement, repayment schedules, penalties, and rescheduling.

Investments

Investment products, accounts, returns, balances, maturities, and statements.

Members Give members a modern portal while staff stay in control.

Mobile app

Install-ready access with offline screen, app icons, mobile menu, and member shortcuts.

Personalized website

Every company gets a branded member link for signup, applications, and account access.

Notifications

SMS, WhatsApp, email, and portal alerts for due loans, savings, approvals, and reminders.

Role profiles

Create staff profiles and decide exactly what each staff category can access.

Payments Collect, credit, and sell everyday services from one account center.

Bank accounts

Member account numbers can connect to supported gateways for automatic deposit crediting.

Gateway checkout

Paystack, Monnify, Flutterwave, Providus, and Wema setup per company.

Airtime and data

MTN, Airtel, Glo, 9mobile airtime and affordable data bundle workflows.

Electricity and TV

NEPA/electricity, DSTV, GOtv, Startimes, and other bill payment services.

Reports See the numbers clearly before they become problems.

Accounting reports

Income, expenses, ledgers, cashbook, trial balance, P&L, balance sheet, and cashflow.

Portfolio dashboard

Due payments, overdue loans, cash movement, profit, expenses, and branch performance.

PDF exports

Export savings, loan, repayment, investment, expense, and financial reports.

Breakdowns

Open report lines to see the transactions behind profit, revenue, expenses, and balances.

Setup Start quickly, even if you already have old records or offline branches.

CSV import center

Templates for branches, members, savings, loans, transactions, and repayments.

Offline branch mode

Run locally on XAMPP and sync when internet is available.

Online sync receiver

Hosted copy continues working while receiving branch packages.

Merchant program

Merchants can introduce companies, onboard them, and earn commission after subscription.

Branded company portals

Every company gets a personalized member link.

Share a link like /t/demo-microfinance. Members can join, save, buy airtime/data, apply for loans, see schedules, and repay from their own portal or mobile app.

View demo company portal

Mobile payment terminal for member finance services

Mobile App Savings · Loans · Bills · Repayments

Merchant program

Become a NewKipp merchant in your state.

Looking for flexible work you can do alongside other things? Help business owners set up NewKipp software, receive training and support, and earn commission when companies activate their subscription.

Become a merchant See how it works

Merchant income path From referral to recurring reward

Up to 35%

1. Join Create your merchant account and complete verification for your state.

2. Learn Get training, sales support, and everything needed to represent NewKipp.

3. Onboard Help assigned or self-sourced companies register, start trial, and activate.

4. Grow Unlock levels, targets, bonuses, awards, wins, and gifts.

Testimonials

Designed around real microfinance work.

*****

"The dashboard gives us one place for savings, loans, repayments, and member records."

Amina Bello Cooperative Manager

*****

"The branded customer portal helps our members register and apply without waiting for staff."

Chinedu Okafor Microfinance Owner

*****

"Receipts, ledgers, cashbook, and billing are connected. Reconciliation is easier now."

Grace Adeyemi Accountant

*****

"Our loan officers can track schedules and repayments without jumping between spreadsheets."

Tunde Balogun Branch Manager

*****

"The KYC and guarantor records make customer review faster and more organized."

Ngozi Eze Credit Lead

*****

"Multi-company controls let us support different companies from one cPanel-friendly install."

Sadiq Musa SaaS Operator

*****

"The trial countdown and subscription controls make company onboarding very clear."

Bola Martins Operations Manager

*****

"The profit and loss view gives management a quick picture of business health."

Ifeoma Nwankwo Finance Officer

*****

"Customer self-service reduced routine calls about schedules and balances."

Kunle Ajayi Field Officer

*****

"It feels built for the Nigerian market, from local payments to customer communication."

Rukayat Lawal Platform Admin

*****

"NewKipp helped us organize members, savings, loans, repayments, and receipts in one place without losing control of branch operations."

Chinwe Okafor Cooperative Manager, Lagos

*****

"The repayment schedule, due loan view, and member account overview make follow-up easier for our account officers."

Tunde Balogun Microfinance Director, Ogun

*****

"We can open savings plans, track contributions, and see missed savings quickly. It feels built for daily Nigerian finance work."

Amina Yusuf Thrift Coordinator, Abuja

*****

"The dashboard gives our team a clear picture of deposits, withdrawals, due loans, and collections without opening many spreadsheets."

Emeka Nwosu Operations Lead, Enugu

*****

"Members like having a portal where they can see balances, apply for loans, and follow their savings progress."

Bisi Adewale Cooperative Treasurer, Ibadan

*****

"The branch setup and role profiles help us keep staff access clean while allowing managers to see the right reports."

Sani Musa Branch Manager, Kano

*****

"Loan approval, disbursement, repayment, and rescheduling are easier to follow, especially when customers pay in parts."

Ngozi Eze Loan Officer, Port Harcourt

*****

"The accounting and expense reports make it easier to understand revenue, expenses, profit or loss, and non-performing loans."

Femi Ajayi Finance Admin, Lagos

*****

"Target savings and Esusu tracking are much clearer now. The schedules help members understand what is due and when."

Hauwa Bello Savings Group Lead, Kaduna

*****

"The company website and mobile app access make our business look more modern to members and new customers."

Victor Umeh Microfinance Owner, Anambra

Pricing

Plans for different stages of growth.

Start with a free trial, then activate monthly or yearly billing when ready.

Starter teams

Basic

₦ 7,950 /mo

Staff3users

Members500profiles

Branches1locations

Member Portal

Mobile App

Start trial

Most selected

Standard

Popular

₦ 14,950 /mo

Staff15users

Members2,500profiles

Branches2locations

Member Portal

Mobile App

Start trial

Multi-branch scale

Premium

₦ 24,950 /mo

Staff25users

Members6,000profiles

Branches3locations

Member Portal

Mobile App

Start trial

Custom package

Custom

Flexible

Need something more? Contact us

StaffCustomusers

MembersCustomprofiles

BranchesCustomlocations

Special setup

Direct support

Ready to launch your microfinance platform?

Talk to us about setup, payment gateway configuration, shared hosting deployment, or custom branding for your companies.

info@newkipp.com 08064664220 Chat on WhatsApp Mobile app guide