Demo Microfinance supports members with simple financial services.
We help everyday savers, traders, workers, and small businesses access organized savings, transparent loans, clear repayments, and convenient digital services.
Open an account
Register from your phone and receive a member account.
Save money
Track savings balances and make deposits where enabled.
Apply for loans
Send loan requests and follow repayment schedules.
Repay online
Use secure payment options when activated by the company.
Pay bills
Buy airtime, data, electricity, TV, and internet services.
View statements
See transactions, balances, receipts, and activity history.
Open your member account
Members can register online, complete their profile, and access a private portal for savings, loans, receipts, and alerts.
Open account
Save with clear records
Daily savings, target savings, thrift savings, rotational savings, cooperative savings, and regular deposits can be presented clearly to members.
View products
Borrow and repay with confidence
Members can apply for loans, follow repayment schedules, receive reminders, and keep every repayment receipt in one place.
See loans
Designed for communities and growing businesses
Our team supports members with reliable savings collection, clear loan schedules, convenient repayments, and friendly service across the communities we serve.
Join nowContribution Savings
Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest or charges.
Contribution Savings - WeeklyCooperative Savings
Group and cooperative savings with pooled contribution tracking.
Cooperative Savings - MonthlyRegular Savings
Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Regular SavingsRotational Savings
Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Thrift Savings (Ajo/Esusu) - MonthlyTarget Savings
Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Target Savings - MonthlyThrift Savings (Ajo/Esusu)
Daily, weekly, or monthly contribution savings with maturity tracking.
Thrift Savings (Ajo/Esusu) - DailyFlexible
Negotiated loan where interest rate, interest type, repayment period, and number of payments are entered during application.
Negotiated termsMarket Trader Loan
Flexible credit for active members.
8.00% Per annum interest - MonthlyCooperative Shares
Member share capital or cooperative investment balance tracking.
0.00% - FixedFixed Deposit
Fixed deposit style investment for members who want a fixed rate for a selected period.
8.00% - FixedFixed Investment
Fixed-term member investment with expected returns at maturity.
10.00% - FixedProject Investment
Profit-share investment for cooperative projects, asset purchases, or group business opportunities.
0.00% - Profit shareTarget Investment
Member investment plan for a specific project, business goal, or future payout date.
6.00% - FixedTreasury Bills
Short-term low-risk investment product for members who want a fixed return over 91, 182, or 364 days.
12.00% - Fixed| Product | Type | Key detail | Action |
|---|---|---|---|
| Contribution Savings | Savings | Contribution Savings | Open account |
| Cooperative Savings | Savings | Cooperative Savings | Open account |
| Regular Savings | Savings | Regular Savings | Open account |
| Rotational Savings | Savings | Thrift Savings (Ajo/Esusu) | Open account |
| Target Savings | Savings | Target Savings | Open account |
| Thrift Savings (Ajo/Esusu) | Savings | Thrift Savings (Ajo/Esusu) | Open account |
| Flexible | Loan | Negotiated terms | Apply |
| Market Trader Loan | Loan | 8.00% Per annum interest - Monthly | Apply |
| Cooperative Shares | Investment | 0.00% - Fixed | Request |
| Fixed Deposit | Investment | 8.00% - Fixed | Request |
| Fixed Investment | Investment | 10.00% - Fixed | Request |
| Project Investment | Investment | 0.00% - Profit share | Request |
| Target Investment | Investment | 6.00% - Fixed | Request |
| Treasury Bills | Investment | 12.00% - Fixed | Request |
What members say
Ready to become a member?
Open your account online and start using your secure member portal.