Explore savings, loan, and investment products currently available from Demo Microfinance. Product terms are shown clearly so members can choose what fits their needs.
Long-term daily, weekly, or monthly contribution savings, usually paid out at the end of the cycle with no interest or charges.
Group and cooperative savings with pooled contribution tracking.
Flexible savings account for deposits, withdrawals, statements, and balance tracking.
Group savings where members contribute regularly and one member receives the full pooled amount each cycle.
Goal-based savings for rent, school fees, business stock, equipment, or personal targets.
Daily, weekly, or monthly contribution savings with maturity tracking.
Negotiated loan where interest rate, interest type, repayment period, and number of payments are entered during application.
Flexible credit for active members.
Member share capital or cooperative investment balance tracking.
Fixed deposit style investment for members who want a fixed rate for a selected period.
Fixed-term member investment with expected returns at maturity.
Profit-share investment for cooperative projects, asset purchases, or group business opportunities.
Member investment plan for a specific project, business goal, or future payout date.
Short-term low-risk investment product for members who want a fixed return over 91, 182, or 364 days.
| Product | Category | Key detail | Action |
|---|---|---|---|
| Contribution Savings | Savings | Contribution Savings | Open account |
| Cooperative Savings | Savings | Cooperative Savings | Open account |
| Regular Savings | Savings | Regular Savings | Open account |
| Rotational Savings | Savings | Thrift Savings (Ajo/Esusu) | Open account |
| Target Savings | Savings | Target Savings | Open account |
| Thrift Savings (Ajo/Esusu) | Savings | Thrift Savings (Ajo/Esusu) | Open account |
| Flexible | Loan | Negotiated terms | Apply |
| Market Trader Loan | Loan | 8.00% Per annum interest - Monthly | Apply |
| Cooperative Shares | Investment | 0.00% - Fixed return | Request |
| Fixed Deposit | Investment | 8.00% - Fixed return | Request |
| Fixed Investment | Investment | 10.00% - Fixed return | Request |
| Project Investment | Investment | 0.00% - Profit share | Request |
| Target Investment | Investment | 6.00% - Fixed return | Request |
| Treasury Bills | Investment | 12.00% - Fixed return | Request |
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